![]() Market holidays and trading hours provided by Copp Clark Limited. All content of the Dow Jones branded indices Copyright S&P Dow Jones Indices LLC and/or its affiliates. Standard & Poor’s and S&P are registered trademarks of Standard & Poor’s Financial Services LLC and Dow Jones is a registered trademark of Dow Jones Trademark Holdings LLC. ![]() Dow Jones: The Dow Jones branded indices are proprietary to and are calculated, distributed and marketed by DJI Opco, a subsidiary of S&P Dow Jones Indices LLC and have been licensed for use to S&P Opco, LLC and CNN. Chicago Mercantile: Certain market data is the property of Chicago Mercantile Exchange Inc. US market indices are shown in real time, except for the S&P 500 which is refreshed every two minutes. Your CNN account Sign in to your CNN account When combined with fundamentals and other analytical tools, the Index can be a helpful way to assess market sentiment. Many investors are emotional and reactionary, and fear and greed sentiment indicators can alert investors to their own emotions and biases that can influence their decisions. The Fear & Greed Index is used to gauge the mood of the market. Outlines the developmental levels our emotions grow through. Clear and brief: emotions Provides a snapshot view of emotions, and the way they are trigged in the mind. Great for therapists, coaches, counselors, teachers, individuals and families. To tap deeper into the mind and get to the root cause of these internal emotions, here are several worksheets to assist through the process: 1. How often is the Fear & Greed Index calculated?Įvery component and the Index are calculated as soon as new data becomes available. Starting with the 8 basic emotions (Plutchik’s wheel of emotions), you can learn to distinguish feelings better. The index gives each indicator equal weighting in calculating a score from 0 to 100, with 100 representing maximum greediness and 0 signaling maximum fear. Printing tip: For smooth, crisp lines on a standard 8.5 x 11 page, set the following in your printer settings: 1. The index tracks how much these individual indicators deviate from their averages compared to how much they normally diverge. They are market momentum, stock price strength, stock price breadth, put and call options, junk bond demand, market volatility, and safe haven demand. For example, disgust could easily go from simple dislike to loathingtwo different feelings with the same root emotion. As emotions evolve and grow stronger or weaker, they change. The Fear & Greed Index is a compilation of seven different indicators that measure some aspect of stock market behavior. These key pairings formed the basic emotions on the wheel. The theory is based on the logic that excessive fear tends to drive down share prices, and too much greed tends to have the opposite effect. The Fear & Greed Index is a way to gauge stock market movements and whether stocks are fairly priced. What is the CNN Business Fear & Greed Index?
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If you have extra money in the bank, you might decide to put it toward your mortgage-this is known as making a lump-sum payment. This can also save you money on interest. If you’d like to pay off your loan faster, making extra payments could be a good strategy. A portion of this will go toward your loan principal while the rest will go toward interest. This is how much you’ll be required to pay each month. For example, if you have a 15-year loan, you’ll make roughly 180 monthly payments. This represents the total number of monthly payments you’ll make over the loan term. Common mortgage terms include 10, 15 and 30 years, though other terms are also available. This is the number of years you have to repay your mortgage. Your mortgage interest rate represents how much you’ll be charged in interest, expressed as a percentage of your loan principal. ![]() Lenders charge interest in return for allowing you to borrow money. This is the amount you borrowed from your mortgage lender to cover the purchase of your home. Mortgage Amortization Calculator Definitions ![]() You also have the option to indicate if you plan to make any extra payments to get an idea of how much you could save on interest and if you could shorten your repayment time. You’ll also see your total interest costs and total repayment costs as well as your estimated payoff date. After entering the loan amount, repayment term, interest rate and loan start date, you’ll see how much your monthly payments will be and how many payments you’ll owe over the life of the loan. ![]() How To Use the Mortgage Amortization CalculatorĪ mortgage amortization calculator can be a helpful tool to estimate how your payment schedule will break down month by month. ![]() 9 We recommend term life insurance, because all the other types of life insurance are rip-offs. Personal insurance is basically another name for life insurance, and this category is about $43 a month for an average American. 8This might make you scratch your head, but let’s dig deeper. Personal Insurance and Pensions: $729 per MonthĪt $729 per month, personal insurance and pensions are just a little bit less than food. ![]() Having a plan will also keep you from making an expensive trip to a drive-thru because you didn’t know what to make for dinner. If you want to cut your food budget-both at home and at restaurants-start meal planning! When you plan your meals before you head to the grocery store, you’ll be more likely to buy only the stuff you need-and skip impulse buys. So on average, Americans spend about $172 more a month on groceries than food from restaurants.īudget every dollar, every month. Hey, we invented cheeseburgers! Monthly food expenses are split between food at home ($475) and food away from home ($303). It’s probably no surprise that food is number three on the list at $779 per month. Don’t throw hundreds of bucks a month into something that goes down in value as soon as you drive it off the lot. The average monthly payment for a new car is $726! 6 And that’s why paying cash for a car is the way to go. ugh, car payments-all that adds up to $1,025 a month. (But a weekend visit to get a plate of Mom’s famous meatloaf and mashed potatoes is fine.)Īirline tickets, gas, insurance, repairs and. If you want to save money, maybe living rent-free in your parents’ basement and eating your parents’ food really is the way to go. To avoid being house poor (aka spending too much money on housing), keep your rent or mortgage (plus insurance, taxes and any HOA fees) at no more than 25% of your take-home pay. It also includes property taxes, homeowners insurance, repairs, gas and electric bills, and furniture. And this category doesn’t just include rent and mortgage payments. 4 Keeping a roof over your head costs a lot of dough. This probably isn’t news to you, but the biggest expense for singles, married couples and couples with kids is housing at $2,025 per month. Plus, we’ll give you some ideas for how you can come in below average for some of these costs. Next, let’s dig into what each expense category includes and break them down by the average monthly cost for each. They’re what the average American spends. Keep in mind, these are not recommended budget percentages. The 10 major categories for household expenses and their share of the total expenses for average Americans are: And remember, these are averages, so they could vary a lot based on the size of your household and the cost of living in your part of the country. But where’s all that money going? Let’s take a look at the 10 major categories of household expenses. No surprises here, right? The more people you have living in your home, the more you spend. For married couples with no kids, monthly expenses are $7,111.For single folks, the average monthly expenses are $4,337.The average monthly expenses for a family of four range from $7,875 to $9,168 (depending on the ages of your kids).But that dream comes with a pretty hefty price tag. Mom, Dad, two kids, one dog, a house and a picket fence-the American Dream. What Are the Average Monthly Expenses by Household Size? Let’s dig into the numbers a little more and see how household size affects average monthly expenses. ![]() Don’t settle for normal, because normal is broke, and the average, normal American spends hundreds of dollars a month on credit card and car payments. But when it comes to household expenses, below average is where you want to land. In school, in life and in business, being above average is great. 1īut if you’re budgeting and looking for ways to cut your expenses, don’t settle for average expenses. And they say the average monthly expenses for an American household add up to about $6,081. There are folks at the Bureau of Labor Statistics who keep track of what Americans spend on everything from cereal to housing. ![]() After all, if you have kids, you’re guaranteed to spend more on milk and cereal than Phil and Janice, the retired couple next door. News flash-everyone’s situation is different. As you look for ways to cut costs, you’re probably wondering, What are the average American’s monthly expenses? Is everyone spending this much on food? Money’s tight for just about everybody right now (thanks, inflation). Improve your commercial cleaning business and operations using this checklist template. With the ability to take and add photos and videos and digitally signoff, this commercial cleaning checklist ensures that you always have the documentation and proof of work you need to have productive conversations and make more money. This means that cleaners can check off cleaning items on their mobile device as they conduct the clean, and all of those records will be automatically synced online where the commercial cleaning manager or other administrators can get all of that info in real-time. The major benefit of using this commercial cleaning checklist is that it can be accessed and controlled from any digital device including mobiles, tablets and computers - unlike PDFs, excel sheets and other old formats. While the template comes pre-built with a number of different building sections and questions, you can customise any of the template, adding, removing or customising the layout and content to better suit your cleaning operations. Download the carpet cleaning invoice to charge clients for cleaning services, which can range from spot treatments to full commercial-sized jobs. ![]() This specific commercial cleaning checklist template provides you with a simple to use and easy to manage framework you can use for any cleaning checklist. There are many different types of commercial cleaning checklists depending on the type of buildings or environments you are cleaning. Simply Browse, Search, Save & Download our Easy to use Templates. Having good commercial cleaning checklists in place is great for cleaners out in the field who have a framework for doing their job properly, great for the cleaning company who can achieve more consistent excellence and better customer relationships, and also better for the commercial building or business who gets a better clean. Beautifully Designed, Easily Editable Templates to Get your Work Done Faster & Smarter. With its creative and printable designs, producing a document or paperwork becomes a challenge no more.This commercial cleaning checklist is free and customisable for your own cleaning operations.Ĭommercial cleaning checklists enables cleaners and commercial cleaning companies to better standardise their cleaning processes to ensure that they clean everything properly, every time. ![]() To avail yourself of our amazing templates, just subscribe to and get to check out our collection of premium and quality templates which you can find only on our site. We have many samples of Blank Invoice templates which you can use for your other business or personal trade. To speed up your task, why not try using our editor tool? Change the look of your invoice by including letterhead, an electronic signature (in case you're sending it online), and the logo of your business. If you want a complete billing package for your business, then you can also get our Cash Receipt templates which are a perfect pair to your invoices. Our templates are highly customizable, and very user-friendly, too, which makes it convenient for users to download if they need them. Everything your have to do are character in all the information you would regular add to a commercial or office cleaning invoice. Our Business Invoice templates contain ready-made contents that you can edit and print anytime, anywhere you are. It’s a blank form that you can easily fill out with the commercial cleaning services you provided. ![]() With a billing template, your service payments are documented well. Nonetheless, just to be sure, write a bill for any service given with our Cleaning Services Invoice Templates in Microsoft Word. ![]() The only way to get what you're owed is through the small claims court, but you do know that's not what you want. However, there are customers who really do not pay on time, and much worst, do not pay at all. Cleaning services, like housekeeping and office cleaning, are getting more popular with people who do not have the time to clean up their homes or maintain their commercial spaces. To render with motion blur, tree and plant wind needs to be cached using the CACHE SIMULATION button. How to render animated trees and plants with Motion Blur? Forester does not support floating licensing at the moment.Cinema 4d Software Download A single purchased license entitles the user to run Forester on 1 single machine.ĭoes Forester have support for Cinema 4D License Server?įor machines running off a License Server, Forester is licensed according to the Mac Address of that machine. The provided license will enable the user to use Forester on that specific machine. ![]() When licensing according to the Mac Address, before requesting the license key, the user needs to decide which machine he/she will be installing Forester on. How is Forester licensed on the user’s machine ?Ĭurrently, Forester is locked to the Mac Address of the chosen machine, which is the digital address of the Ethernet card on the user’s Windows or OS X machine. The same policy applies to the Forester Expansion Packs. What is the upgrade plan for Forester customers?Ĭustomers who have purchased Forester version 1 will receive all 1.x updates for free.įorester licenses are permanent. The main machine does require a Forester license, but the render client machines do not require a Forester license.Cinema 4d For Mac Just place the Forester plugin folder in your client machine Cinema 4D plugin folder and Forester will load on the render client normally. Yes Forester supports free Team Render and CommandLine rendering. ![]() The reason that Forester does not have a trial version is due to the fact that Forester is a generator plugin, whose elements can be made editable.ĭoes Forester support Team Render and CommandLine rendering? All the functions of Forester are demonstrated very clearly in the video documentation, which exposes all facets of the tools. If you are running an earlier version of Cinema 4D than R18, you can get in touch with us to check for plugin compatibility. Forester for Cinema 4D is available for both Windows and Mac OS X systems and is compatible with 64-bits Cinema 4D R18, R19, R20, R21, S22 and R23 If you are using Mac OS Catalina, please refer to loading Forester on Catalina If you are using an earlier version of Cinema 4D. Forester for Cinema 4D R20 R21 Full Version Free. Forester for Cinema 4D R20 R21 Full Version Free Download. Graphics 3D VFX Video Editing Photo edit Tag: Forester for Cinema 4D R Free Download. Which versions of Cinema 4D does Forester support?įorester and its Expansion Packs for Windows and Mac OS X are compatible with Cinema 4D R18, R19, R20, R21, S22 and R23.įree VST VST PLUGINS MUSIC PRODUCTION Audio Multimedia Graphics. System Requirements For CINEMA 4D Studio R19.Forester for Cinema 4D Frequently Asked Questions
![]() ![]() The first thing we had to do was review their manual accounting system. Understand Files and Folders! Many years ago our computer training company helped people computerize their accounting systems. Here is a video that shows you how to use Folder Manager. It starts out scanning your whole computer for pictures, but you should go into Folder Manager and remove the folders you don’t want to see in Picasa. You can tell Picasa which folders of pictures you want it to display by using Tools->Folder Manager. If you remove Picasa from your computer, your pictures are still there. If you use Picasa to delete a photo, you will be deleting that photo from your computer. It is simply a tool for working with the pictures that are on your computer. Your first Stop in Picasa should be Folder Manager! It is a common misconception that once you install Picasa, your pictures are ‘IN’ Picasa. Picasa works with the pictures that are stored on your computer’s hard drives. ![]() If you’re going to use it, you need to understand that the pictures must come from your computer.
Other: /r/AnimeNews | /r/VisualNovels Animate Banner Stop Banner Series: Shin Megami Tensei | Final Fantasy | Tales | PERSoNA Genres: /r/JRPG | /r/WRPG | /r/TBS | RTS /r/gamingforleisure | /r/StrategyRPG Publishers: Atlus | NipponIchi | SquareEnix | Nintendo (/spoiler "Prinnies love Etna!") = Spoiler: Users: Please use the spoiler tag! Example: ![]() North American/European Disgaea 5 DLC List (Coming soon?) North American/European Disgaea D2 DLC List North American/European Disgaea 4 DLC List r/Disgaea/wiki - Our very own wiki with a huge section dedicated to Disgaea 5!ĭisgaea 1 "Pretty Prinny" render and input mod for improved performance. u/sean13128's Disgaea 5 Rank 39-41 Item Listĭisgaea 4 Weapon/Armor/Item/etc. Please do not promote piracy of NISA games here.Ĭlick on the image below to visit the /r/Disgaea discord chat! As well as Makai Senki Disgaea anime and other media. Continued abuse of our services will cause your IP address to be blocked indefinitely.A sub-reddit dedicated to the PlayStation 2, 3, 4, 5, 6, 7, Portable, Vita, Nintendo Switch, Android, and PC games from the Disgaea, Phantom Brave, and Makai Kingdom universe. Please fill out the CAPTCHA below and then click the button to indicate that you agree to these terms. If you wish to be unblocked, you must agree that you will take immediate steps to rectify this issue. If you do not understand what is causing this behavior, please contact us here. If you promise to stop (by clicking the Agree button below), we'll unblock your connection for now, but we will immediately re-block it if we detect additional bad behavior.
If this is what you want, please let me know which skin would you like to use, to tell you how to modify it. Simple Clock Design: Enjoy a straightforward and uncluttered clock design that prioritizes readability. If you want to get the correct time for your location, you probably will have to edit one of the skins, to get it showing the time of your city. Someday Rainmeter Skin offers a simple yet elegant solution for users who prioritize a clean and functional clock widget on their desktops. Same applies for the Clean World Clock skin, which shows four cities: Chicago, Paris, Mumbai and Singapore. The skins of the world Cities package show one single city / location per skin, but the name of that city is shown in the skin. ![]() For instance the Skins\Yard_World_Clock\Clock_0\Clock.ini skin shows the time of Reykjavik, London, Lisbon and Casablanca, while the Skins\Yard_World_Clock\Clock_7\Clock.ini skin shows the time of Vancouver, Seattle, San Francisco and Los Angeles. This is a list of all of the most popular and best skins & skin collections for Rainmeter. But at least one or more cities are shown on each skin. Go to Documents > Rainmeter > Urbar Clock 1 > there you gonna find a file called 'variables.inc just edit the values of that file all descriptions are given in that file. That1s why you can't see the correct time on neither of them. Album Art style typography Digital Clock (1) How to customize the Skin. System Monitoring: Stay informed about your computer’s performance with real-time system monitoring. But if your location is Australia, none of these skins is set for your time zone. The Square Rainmeter skin allows you to customize colors, fonts, and widget placements, ensuring that your desktop reflects your unique style. Not sure what you mean by "skins give incorrect times", because none of those skins is showing the real time of your location, unless you're into on of the locations shown by one of the skins. ![]() Clock Widget: Never lose track of time with the Allorto Rainmeter Skin’s clock widget. ![]() Transform your desktop with this stylish and functional Rainmeter skin. I just tested another world clock, and its also incorrect:Īll these skins are showing time for different locations around the world. The Allorto Rainmeter Skin by ApeXXX-Sensi has a comprehensive widget collection that includes a clock, date, weather, and music info. Choose from the collection of mods in and enjoy your new tools and machinery. FS 22 Cutters – In this category you will find even the most complex and advanced fs 22 cutters that will benefit your farm.Make your farming business in to a worldwide success. ![]() Work faster, better and with more productivity than ever before. Although the game itself provides a decent selection and range of combines, with mods you can go over the top with combine addons to FS22. Specially designed for harvesting these machines will help you do hard tasks in no time. ![]() One of these machines is a fs 22 combines. For that to happen you’re going to need lots of powerful and specialized equipment, tools and machinery. FS 22 Combines – Farming is an easy thing to do, yet a very hard area to succeed in.Ever thought about driving your dream sporty cabrio and owning a multi-million dollar farming industry at the same time? Well now that’s possible with FS 22 cars mods. Sporty coupes, fast saloons, functional pickup trucks and many more to choose from and add to the game. In addition, numerous mods are available for the game to make it as realistic and fun as it can be. The cars in FS22 handle realistically and can improve your real-life driving skills without you getting in to a real vehicle. FS 22 Cars – With more and more detail invested by the developers to the whole farming experience, one would expect that other areas of the game would suffer, but it’s quite the opposite.And don’t forget to leave a comment or a review after using the mod. ![]() FS 22 Mods are free and downloads are unlimited so feel free to try everything out. With over 20 categories of mods and thousands of mods throughout the site we hope that your gameplay will change after visiting our site. With so much to do in the newest Farming Simulator our expectations are very high and we always expect the mod creators to give us something special and they never disappoint. Here you will find all of the latest farming simulator 22 mods. Farming simulator 22 mods – Here in we put our main focus on to mods. The LED light on the opener will flash again to indicate successful programming.Ĥ. Within 30 seconds, press and hold the button on the remote control that you want to program. The LED light on the opener will flash.ģ. ![]() If your garage door opener has a SMART/LEARN button, press and release the SMART/LEARN button. The SMART/LEARN button or DIP switches can be located on the garage door opener itself or on an external receiver near the opener.Ģ. Determine if your garage door opener has a SMART/LEARN button or DIP switches. To program the remote control for the Chamberlain KLIK5U-BK2 garage door opener, follow these steps:ġ. It is always recommended to consult the product manual or contact Chamberlain customer support for further assistance. Please note that the specific location and color of the SMART/LEARN button may vary depending on the model and version of the Chamberlain garage door opener. If the product has DIP switches, refer to the manual or additional instructions for DIP switch programming. In that case, it may use DIP switches for programming.Ĥ. If you cannot find a SMART/LEARN button, the Chamberlain KLIK5U-BK2 model may not have this feature. This button is used for programming the remote control.ģ. Look for a button labeled "SMART/LEARN" on the garage door opener. The SMART/LEARN button or DIP switches can be located on the product itself or on an external receiver near the product.Ģ. Check the product to see if it has a SMART/LEARN button or DIP switches. To identify the brand type and color of the SMART/LEARN button on the Chamberlain KLIK5U-BK2 garage door opener, follow these steps:ġ. Overall, the Chamberlain KLIK5U-BK2 is an efficient and dependable garage door opener that provides convenience and peace of mind for users. The opener is also equipped with safety features such as rolling code technology, which helps prevent unauthorized access to the garage. Constructed with high-quality materials, it is built to withstand daily usage and the various weather conditions that it may be exposed to. In terms of performance, the KLIK5U-BK2 offers exceptional reliability and durability. Additionally, the opener's compact and sleek design ensures that it does not take up much space in the garage. It features a simple and intuitive interface, making it easy for users to operate the opener. ![]() The KLIK5U-BK2 is designed with user-friendliness in mind. ![]() The opener also offers compatibility with certain smartphone apps, enabling users to operate their garage doors from their mobile devices. This allows users to conveniently control their garage doors with a single remote, eliminating the need for multiple remotes. One of the key features of the KLIK5U-BK2 is its compatibility with a wide range of garage door openers. Designed to easily open and close garage doors, this opener is equipped with advanced technology to ensure smooth and reliable operation. The Chamberlain KLIK5U-BK2 is a garage door opener that offers convenience and functionality for users. |
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